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UAE: Golden Visa 10 Years — But Almost No Citizenship

Only 11% of the population holds UAE citizenship. There is no citizenship purchase program and naturalization for foreigners is extremely rare. Golden Visa is a 10-year residence permit highly beneficial for business and living, but it is not a second passport.

United Arab Emirates — illustration for article UAE: Golden Visa 10 Years — But Almost No Citizenship
Christopher T Cooper (CT Cooper) · CC0 · Wikimedia Commons
UNITED ARAB EMIRATES · 24.4539°N 54.3773°E ◉ Abu Dhabi
CapitalAbu Dhabi
Population~9,500,000
CurrencyAED
Passport rank#1 Global
Visa-free168 destinations

Overview

The United Arab Emirates is a federation of seven emirates in the southeast of the Arabian Peninsula, formed in 1971. It covers 83,600 km² with a population of approximately 10 million — yet only about 11% are UAE citizens, with the rest being foreigners.

This ratio is the first thing to understand about the UAE, because it explains everything else.

The UAE grants citizenship to almost no one. There is no citizenship purchase program, and naturalization for foreigners is extremely rare, typically reserved for exceptional cases decided by leadership. A foreigner living in the UAE for 30 years remains a foreigner.

What the UAE does offer is the Golden Visa — a long-term 10-year residence permit that is renewable. This is excellent for the purpose of living, doing business, and traveling within the region, but it is not a second passport.

Anyone who tells you there is a "Dubai citizenship" option is providing you with completely false information.

Geography & Climate

The seven emirates are: Abu Dhabi (the largest and capital), Dubai (most populous and famous), Sharjah, Ajman, Umm Al Quwain, Ras Al Khaimah, and Fujairah.

Most of the territory is desert. The Persian Gulf coastline runs along the north and west, with the Hajar Mountains to the east.

Climate is something you must seriously consider — it is a harsh desert climate:

  • Summer (May–September): 40–48°C with high humidity along the coast, making the heat feel even more intense. Spending time outdoors during midday is nearly impossible
  • Winter (November–March): 18–28°C, comfortable, and the peak tourist season

Life in practice: almost all activity takes place indoors in air-conditioned spaces — shopping malls, offices, cars. Those accustomed to humid tropical climates will still find UAE summers to be a distinctly different experience.

Sandstorms occur several times a year. Rainfall is extremely rare, but when heavy rain does occur, the drainage infrastructure can become overwhelmed.

Historical Development

This region historically relied on fishing, pearl diving, and maritime trade. The emirates signed protectorate treaties with Britain in the 19th century, becoming known as the Trucial States.

Oil was discovered in Abu Dhabi in 1958 — a watershed moment that transformed the entire region. After Britain withdrew, on December 2, 1971, six emirates formed a federation, with Ras Al Khaimah joining the following year.

What is notable about modern UAE: Dubai proactively diversified away from oil very early on. Oil now represents only a small portion of Dubai's GDP; primary revenue comes from trade, logistics, tourism, finance, and real estate. Abu Dhabi, while still oil-rich, is also investing heavily in renewable energy and technology.

The transformation from a desert fishing village to a global center over half a century represents one of the fastest development stories in modern history.

Culture & People

Arabic is the official language, but English is the practical language of communication in business, healthcare, restaurants, and most services. For Vietnamese nationals, the language barrier is much lower than in mainland Europe.

Islam is the state religion, and the legal system incorporates Sharia principles in family law. However, the UAE — particularly Dubai — is relatively liberal compared to other Gulf states: alcohol is sold in hotels and licensed stores, dress codes are relaxed in expat areas, and churches of other religions operate openly.

Still, you must respect local norms: dress modestly in public, do not consume alcohol in public, be discreet with public displays of affection, and be especially mindful during Ramadan.

Something to know beforehand: the UAE legal system is considerably stricter than the glamorous image of Dubai suggests. Issues such as bounced checks, unpaid debts, or contract disputes can result in criminal rather than civil consequences.

The Vietnamese community in the UAE numbers a few thousand people, concentrated mainly in Dubai — working in hotels, aviation, construction, and commerce. Vietnamese restaurants and community groups exist, but the community is small.

Economy & Opportunities

Trade and logistics — Dubai is a transshipment hub between Asia, Europe, and Africa. Jebel Ali Port is the largest container port in the Middle East. Many Vietnamese businesses use Dubai as a transhipment point to Africa and the Middle East.

Free Zones — over 40 zones offering 100% foreign ownership, fast business registration, and tax incentives. This is the most practical appeal for Vietnamese entrepreneurs.

Tourism and hospitality — Dubai receives tens of millions of visitors annually.

Real estate — a vibrant market where foreigners can own property perpetually in designated freehold areas. However, be aware that this market is cyclical and has experienced significant downturns in the past.

On taxation — the most attractive point but you must understand it correctly:

  • No personal income tax — true, and this is a genuine advantage
  • However, since 2023, the UAE imposes a 9% corporate tax on profits above a certain threshold
  • There is a 5% VAT in place since 2018
  • Most importantly: having no tax liability in the UAE does not mean you have no tax obligations in your home country. Your tax residency status depends on your country's tax laws — you need a tax lawyer to advise on your specific situation

Residency Programs

Golden Visa — 10-Year Residence Permit

Introduced in 2019 and renewable, it is granted to various categories:

Real estate investors — owning property at minimum value in designated zones.

Business investors — investing capital into UAE businesses meeting specified thresholds.

Specialized professionals — doctors, scientists, engineers, software developers, artists, athletes, and degree holders meeting salary requirements.

Outstanding students and scholars.

Benefits: live and work in the UAE with self-sponsorship without needing a company sponsor — a major difference from standard employment visas that tie you to an employer. You can sponsor your spouse, children, and domestic help. You can enter and exit freely and won't lose your visa if you stay abroad for long periods, unlike standard visas.

What You Must Understand Clearly

The Golden Visa does not lead to UAE citizenship. There is no naturalization pathway for foreign investors. Even if you live in the UAE for 30 years on a Golden Visa, you remain a time-limited resident.

This is fundamentally different from Portugal (5 years to citizenship), Canada, or Australia.

So what is the Golden Visa useful for? It is excellent for: establishing a regional business operation, legally optimizing your tax situation if you genuinely shift your tax residency, having your children attend English-language international schools, and securing stable housing in the Gulf region. It is not suitable if your goal is obtaining a second passport.

On specific numbers: the real estate value thresholds, business capital requirements, and professional criteria vary by regulation period and differ between emirates. Check the data tables on this page or consult a specialist.

Daily Life

Cost of living is high, particularly housing in Dubai and Abu Dhabi. International schools, cars, and electricity (due to year-round air conditioning) are the three largest expenses. On the positive side, with no personal income tax, net income is typically higher than in Europe at the same nominal salary.

Healthcare: high quality with many internationally accredited hospitals, doctors from around the world, and English-speaking staff. Health insurance is mandatory by law and represents a significant expense — factor this into your budget.

Education: the international school system is highly developed — offering British, American, IB, and Indian curricula. Quality is good but tuition is expensive and is typically the largest expense for expat families in the UAE. There are no tuition-free public schools for foreigners.

Transportation: direct flights are available from Vietnam — Ho Chi Minh City and Hanoi have direct flights to Dubai and Abu Dhabi operated by Emirates, Etihad, and Vietnam Airlines. Flight time is approximately 7–8 hours.

Dubai is one of the world's best aviation hubs — flights to Europe, Africa, and South Asia are all convenient from here. The time difference with Vietnam is only 3 hours, making coordination very easy.

Who Should Consider the UAE

Well-suited for you if you:

  • Engage in international trade and need a base between Asia, Europe, and Africa
  • Want to own 100% of your business with fast procedures — the Free Zone model
  • Have high income and want to legally optimize taxes by genuinely shifting your tax residency
  • Need to travel frequently to Vietnam — 7–8 hour direct flight with only a 3-hour time difference
  • Want your children educated in English-language international schools and have a budget for tuition
  • Are comfortable with English being workable for most activities

Not well-suited if you:

  • Your goal is obtaining a second passport — the UAE rarely grants citizenship to foreigners
  • You cannot tolerate 45°C summers and an air-conditioning-dependent lifestyle
  • Your budget is limited — housing, schools, and health insurance are all expensive
  • You expect free public healthcare and social welfare systems like Canada or Australia
  • You are uncomfortable with a strict legal framework and Islamic social norms
  • You expect real estate to only appreciate — the UAE property market is cyclical and has experienced significant downturns

This article provides foundational reference information. Regulations regarding the Golden Visa, taxation, and property ownership differ between emirates and change over time. Please consult with a Viking Global Group specialist before making your decision.

Frequently asked questions

Can I buy UAE citizenship?

No. The UAE does not offer a citizenship purchase program, and naturalization for foreigners is extremely rare, typically granted only in exceptional cases decided by leadership. A foreigner living in the UAE for 30 years remains a foreigner. If someone offers you 'Dubai citizenship,' that information is completely false.

What rights does the Golden Visa provide?

The 10-year residence permit is renewable and allows you to live and work in the UAE with self-sponsorship — you do not need a company to sponsor you, which is a major difference from standard employment visas that tie you to an employer. You can sponsor your spouse, children, and domestic help. You can enter and exit the UAE freely and won't lose your visa if you stay abroad for extended periods, unlike standard visas.

Is the 0% tax claim accurate?

Yes, for personal income — the UAE has no personal income tax. However, since 2023 there is a 9% corporate tax on profits above a certain threshold, and 5% VAT has been in place since 2018. Most importantly: having no tax liability in the UAE does not mean you have no tax obligations in your home country. Your tax residency status depends on your country's tax laws — you should consult a tax lawyer for your specific situation.

What are Free Zones and what advantages do they offer?

The UAE has over 40 Free Zones that allow 100% foreign ownership, fast business setup procedures, and tax incentives. This is the most practical attraction for entrepreneurs looking to establish a regional business base.

How hot is the UAE summer?

May to September typically see temperatures of 40–48°C with high humidity along the coast, making the heat feel even more intense. Spending time outdoors during midday is nearly impossible. Almost all activities take place indoors in air-conditioned spaces. Those accustomed to tropical climates will still find UAE summers to be a completely different experience.

What is the cost of living in Dubai like?

It is high, particularly housing costs. International schools, cars, and electricity (due to year-round air conditioning) are the three largest expenses. There are no tuition-free public schools for foreigners, so school fees are typically the largest expense for expat families. Health insurance is mandatory by law and represents a significant cost. On the positive side, with no personal income tax, net income is typically higher than in Europe at the same nominal salary.

What should I know about UAE law?

The legal system is considerably stricter than the glamorous image of Dubai suggests. Issues such as bounced checks, unpaid debts, or contract disputes can result in criminal rather than civil consequences. You should also respect local standards regarding dress codes, alcohol consumption, and behavior during Ramadan.

Are there direct flights from Vietnam?

Yes. Ho Chi Minh City and Hanoi have direct flights to Dubai and Abu Dhabi operated by Emirates, Etihad, and Vietnam Airlines, with flight times of approximately 7–8 hours. Dubai is one of the world's best aviation hubs. The time difference with Vietnam is only 3 hours, making coordination very convenient.

🇦🇪 Key figures United Arab Emirates Current investment thresholds, fees, processing times and requirements

Interested in United Arab Emirates?

A Viking Global Group adviser will advise on your case free of charge.

This content is for reference. Immigration rules change over time — please contact a Viking Global Group adviser about your specific case.